Do I need an estate plan if I don’t have significant assets?

Estate planning isn’t only about large estates. A basic plan — a will or trust, a durable power of attorney, and a healthcare directive — determines who makes decisions for you if you’re incapacitated and who’s responsible for your affairs and any minor children if you die, regardless of estate size. Without these documents, California default rules (or a court proceeding) decide for you, which often isn’t what someone would have chosen for themselves.

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